Flexible Spending Account (FSA)
For benefits eligible employees, Clark College offers a medical flexible spending account (FSA) program. The medical flexible spending account (FSA) program allows you to set aside money from your paycheck on a pretax basis to pay for out-of-pocket health care costs like deductibles, copays, coinsurance, dental, vision, and more. You can use your Medical FSA to pay health care expenses for you, your spouse, or your qualified tax dependents, even if they are not enrolled in your medical or dental plan.
The State of Washington has contracted with Navia Benefit Solutions to manage the FSA plan, process claims, and provide customer service for employees.
If you are a new employee, please fill out the paper enrollment form and return it to Human Resources within 31 days of becoming an eligible employee.
If you are currently enrolled in this program, you must re-apply each year during open enrollment in November to continue participation.
Decide how much to contribute
You can contribute a minimum annual amount of $240, up to a maximum annual amount of $2,700 . To determine how much you want to contribute per pay period, estimate your expenses for the plan year and enroll in a Medical FSA for that amount within the deadlines. The money deducted from your pay is divided by the number of paychecks you will receive in the plan year.
Deadline to spend your FSA account
If you have not spent all of the funds in your Medical FSA by December 31, you may continue to incur eligible health care expenses through the grace period. The Medical FSA grace period ends March 15 of the following year.
You must submit all claims for reimbursement to Navia Benefit Solutions no later than March 31 after the end of the plan year. After that date, your account will be closed and any balance remaining will be forfeited to the Health Care Authority. Once the money is forfeited, you will not be able to claim it. This is referred to as the "use-it or lose-it" rule.
- NAVIA -Flex-Plan Website
- Flexible Spending Enrollment Form
- FSA Frequently Asked Questions
- FSA Eligible Expenses