Loans

Federal Direct Loan

Federal Direct loans are borrowed funds that you must repay with interest. A federal student loan allows students to borrow money to help pay for college through loan programs supported by the federal government. They have low interest rates and offer flexible repayment terms, benefits, and options. All students must first complete the financial aid application process. If you are eligible for a loan, an offer will be included on your award letter.

Federal Plus Loan

If you are a parent of a dependent student, you may borrow money in their name to help meet the student's educational expenses. To be eligible for a Federal Plus Loan for Undergraduate Students, you must demonstrate that you have unmet financial need and that you do not have an adverse credit history.  

The maximum PLUS loan amount you can borrow is the cost of attendance minus any other financial assistance received, like scholarships or financial aid.   For more information on PLUS loan eligibility and borrowing limits, visit the Department of Education's PLUS Loan page.

Private Loan

Private Loans can have a much higher interest rate than Direct Loans. Contact your lender for more information.

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Useful Links

For more information or questions, please contact us at (360) 992 - 2153 or via email at finaidloans@clark.edu