Financial Wellness

Through education, awareness and mentoring, the Financial Wellness Program is designed to provide you and your family the tools and resources needed to make healthy financial decisions. Clark College offers one-on-one coaching, workshops and resources to support you on your journey to financial wellness.

Book a Coaching Session

In your coaching session, you may ask questions, create a budget that works with your current expenses and income, and discuss your financial goals. The coach will provide information, tools, resources and guidance to help you reach your goals.

Coach - Jessie Ghiglieri

To book your free appointment, please email financialwellness@clark.edu
Appointment hours:  Monday - Friday - 9:30 am - 3:00 pm

 

Events

Financial Wellness workshops are offered each term. Topics like Better Banking, Managing Debt, Understanding Credit, Financial Preparedness, and Economic Impact to Your Finances are offered.


Visit the Financial Wellness Workshop schedule for more information about upcoming events.

If you need accommodation due to a disability in order to fully participate in an event, you should contact Clark College's Disability Support Services Office at 360-992-2314 or 360-992-0901 VP, or visit Disability Support Services (PUB 013) as soon as possible.

Plan

The choice to attend college is a big decision - and potentially a big cost, but it doesn't have to be. Check out these budgeting tools and money saving tips.


How to budget in College:

Creating a Monthly Budget:

Learn

Save

 

FAQ (Frequently Asked Questions)

  • Do I need a budget, and how do I create one?
  • What is an emergency savings fund, and do I need one?
    • It is a separate savings that is used in case of emergencies to cover costs that come up such as car repairs, higher bills, and medical needs. Having a savings fund can help cover unplanned costs. 

  • How much do I need to save for an Emergency Fund?
  • Do I need to file my taxes?
  • Can my parents still claim me as a dependent?
    • Yes, your parents can claim you as a dependent after the age of 18 indefinitely if you meet the qualifying household and financial support requirements. To meet the qualifying child test, your child must be younger than you and either younger than 19 years old or be a "student" younger than 24 years old as of the end of the calendar year. There is no age limit if the child is "permanently disabled" or meets the qualifying relative test. Check out the IRS Dependent guidelines for more information.

  • What is the difference between a credit card and a debit card, and how do they work?
    • A debit card is a method of payment that is linked to your checking account that deducts purchases from your checking account automatically. 
      • Overdraft fees are added when there are not enough funds in the checking account to cover the charges.
    • A credit card is a method of payment that is a line of credit that you have agreed to pay any charges plus interest in a certain amount of time.
      • Late fees are added when overdue (late) payments are made. This also has a negative impact on your credit score.

Resources

 

 

The Financial Wellness Center is an educational service only. We do not provide professional investment, legal, or tax advice. The information provided is for general educational purposes only, and is not intended as a substitute for the advice of your investment, legal, and/or tax advisors or to be the basis of specific trading or investment activities. If you need investment, legal, and/or tax advice, please consult with a licensed professional.

Contact

For more information about the financial wellness program please email Financialwellness@clark.edu