Health Insurance Information

If you can’t find the information you are seeking on this page, please feel free to call the Counseling and Health Center at 360-992-2614, or email us at CHC@clark.edu.  We’re happy to help!

Purchasing Coverage Through the Marketplace

The Affordable Care Act (ACA) established a "marketplace" system for purchasing health care coverage, and educating consumers about coverage options.  The marketplace allows consumers to compare plans and choose the one that is best for them.  

Often referred to as "Obamacare", the ACA was enacted to improve the quality, and reduce the costs of health care and insurance coverage.  It provides increased access to health care for many Americans, as well as consumer protections, and tax subsidies to help pay for insurance.  It also protects consumers by ensuring coverage regardless of pre-existing conditions, and eliminates lifetime-limits and yearly coverage limits.

Apply for Coverage through the Online Marketplace

By filling out an online application, you can see which plans are available, how much they cost, and what kinds of subsidies  you can qualify for to help you pay for your insurance.  This application process can also determine if you are eligible for free health insurance (Medicaid, or Washington Apple Health).

Apply for Coverage or get Assistance by Phone

Enrollment Timeline

Most people will be able to enroll in a marketplace health insurance plan during the annual open enrollment period.  Certain life events allow for enrollment outside of the open enrollment period.  If you are eligible for free health insurance (Medicaid or Washington Apple Health) you can enroll at any time.

More Information and Resources

Insurance Information for International Students

Washington State Community College Student Injury-Only Insurance Plan

All registered students taking 6 or more credit hours per quarter are eligible to enroll in an injury-only health insurace plan.  This plan only covers treatment and medications associated with an accident or injury, and will not cover preventative healthcare, or treatment for illnesses.  Because this plan does not cover the essential benefits required by the ACA, there are no tax subsidies available to help pay for it.  You will also be charged penalties when you file your taxes if this is the only health care coverage you have for the year.