Financial Wellness

Through education, awareness and mentoring, the Financial Wellness Program is designed to provide, you and your family, the tools and resources needed to make healthy financial decisions. Clark College offers one-on-one coaching, workshops and resources to support you on your journey to financial wellness.

Explore the information below and find out what we can do for you.


Clark College has developed a list of financial resources under the “Resources” and “Student Emergency Grants” tabs below. We will add to this list as more information becomes available.



Free One-on-One Help

Meet with a Financial Wellness Coach

In a coaching session, you can ask questions about you and your family's financial situation, create a budget that represents their current expenses and income, and discuss future financial goals. The Financial Wellness Coach will provide information, tools, and resources the student can use to reach those goals and manage their current finances.

Please contact a Financial Wellness Coach to schedule an appointment at email

Financial Workshops

Upcoming Events

Financial Wellness Workshops are offered each term. Topics like Better Banking, Destroy Debt, Conquer Credit , Financial Preparedness, and Economic Impact to Your Finances will be offered.

Visit the Student Success Workshop page for more information about upcoming events.

If you need accommodation due to a disability in order to fully participate in an event, you should contact Clark College’s Disability Support Services Office at 360-992-2314 or 360-992-0901 VP, or visit Disability Support Services (PUB 013) as soon as possible.

Create a Spending Plan


Whether you call it a Spending Plan or a Budget, deciding where your money will go each month can have a positive impact on your personal finances no matter your income. Having a plan for your money allows you to make informed decisions about your spending, make and achieve future goals, and maintain your finances when the unexpected (and possibly expensive) happens.

Creating your first Spending Plan can be tough, so here are a few resources that could help get you started:

  • You can track your spending habits, set up account alerts, and create goals for saving with Mint, Personal, or Tiller.
  • Microsoft Excel also has a selection of budgeting templets available for you to use.

Manage Debt

Debt Elimination

Here is a list of resources that can help you manage and/or elminate your debt:

  • When you are thinking about taking out a loan, be sure to identify the loan amount, interest rate, and minimum payment. You can use this information to see if the loan would put strain on your monthly budget or cause you to pay more than you would like in interest.
  • If you have student loans, visit the Clark College Direct Loan Repayment page for information about repayment options, responsibilities, and contact information if you have questions.
  • If you qualify, Community Housing Resource Center can help you explore your options for getting out of debt. They offer classes and counseling for debt settlement and credit restoration.
  • is a free tool to help create and visualize the Debt Avalanche and Debt Snowball repayment plans. 

Build or Establish Credit

Credit Cards

A credit card can be a powerful tool if used correctly, but can negitivly impact your finances if mishandled. Here are some tips and resources to help you find then use your credit card to support your financial wellness:

  • You can explore current credit card services that fit your needs at Wallethub or at Bankrate.
  • Having an established relationship with a bank or credit union could assist you in getting approved even if you have no credit history. Be sure to check with your service provider if you are looking to open a credit card account.
  • Aim to pay your credit card bill completely each and every month. If you do this you will not have to pay interest and will be doing positive things for your credit score!
  • Try to only use your credit card to pay for fixed expenses; expenses that stay the same price month to month. This way you will never be suprised by your credit card bill, making it easier to manage.
  • If you feel overwhelmed by credit card debt, you can contact Community Housing Resource Center to see if you qualify for assistance. (also check out the section titled Manage Debt on this page for more information)

Credit Score

Your credit score has a large effect on your financial wellness. The better your credit score, the easier it is to qualify for financial services like home or car loans with lower interest rates, smaller monthly payments, and reduced fees. Here are some tools for you to use to keep up with your credit score:

  • Check your credit score and/or locate debt at any time for no charge at Credit
  • also offers monthly credit score updates.
  • Request a credit report for free once per year from each of the three main credit reporting agencies at
  • There are additional Consumer Reporting Companies where you can review your credit reports related to employment, tenant, bank, personal property insurance, medical, utilities, retail, and more. The contact information for these can be found at

Student Emergency Grants

If you are facing a financial emergency, Clark College offers emergency assistance, whenever possible, in the form of emergency grants.

There are CARES federal emergency grants and Institutional emergency grants available to eligible students. When you fill out the universal emergency grant application, your application will be reviewed and, whenever possible, matched with the grant(s) best aligned with your needs/eligibility.

For fall term, the emergency grant application opens Monday, September 21 and closes Thursday, December 10. Students must re-apply each term.

To apply for an emergency grant, scroll to the application below.

If, after reviewing the FAQ below, you have additional questions, please email

Institutional Emergency Grants

Institutional grants vary in eligibility requirements. Most emergency grants require expense documentation and pay the vendor directly. Awards typically range from $100-$2,000. Institutional emergency grants can affect financial aid packages. Institutional emergency grants are not available to Running Start applicants.

CARES Emergency Grant

The total amount and method(s) will depend on a student's expense(s) related to the disruption of campus operations due to  Coronavirus (COVID-19) outbreak. The grant funds up to $3,000 for fall term, and with a maximum of $6,000 for the year.

CARES Fund Eligibility Requirements*

  • Currently enrolled students
  • Must have completed the FAFSA (2020-2021) or be eligible to complete the FAFSA
  • If you are eligible to do so, you may complete the FAFSA at
  • To see if you qualify to complete the FAFSA, go to
  • Must not be in loan default of Pell overpayment status
  • Returning students must be in good/warning status for Financial Aid Satisfactory Academic Progress

*Under the U.S.Department of Education guidelines, international, Running Start, Transitional Studies, most non-citizens, and DACA students are not currently eligible for CARES Act funds.


Apply Now

If you have any questions or are experiencing problems filling out this application, please email 
Visit or click on the Resources tab above, at the top of this list, for information about help services like safe housing, food programs, health care and job training.



The Financial Wellness Center is an educational service only. We do not provide professional investment, legal, or tax advice. The information provided is for general educational purposes only, and is not intended as a substitute for the advice of your investment, legal, and/or tax advisors or to be the basis of specific trading or investment activities.
If you need investment, legal, and/or tax advice, please consult with a licensed professional.



For emergency grant information please contact the Emergency Grant Committee at email

For Financial Wellness Coaching or more information about the financial wellness program please email