Financial Wellness

Through education, awareness and mentoring, the Financial Wellness Program is designed to provide students the tools and resources needed to make healthy financial decisions. Clark College offers one-on-one coaching, workshops and resources to support you on your journey to financial wellness.

Explore the information below and find out what we can do for you.


Clark College has developed a list of financial resources for students and community members under the “Resources” and “Student Emergency Grants” tabs below. We will add to this list as more information becomes available.



Free One-on-One Help

Meet with a Financial Wellness Coach

In a coaching session, students can ask questions about their financial situation, create a budget that represents their current expenses and income, and discuss future financial goals. The Financial Wellness Coach can provide information, tools, and resources the student can use to reach those goals and manage their current finances.

Please contact Career Services to schedule an appointment with a Financial Wellness team member at 360.992.2902

Financial Workshops

Upcoming Events

Financial Wellness Workshops are offered each quarter. Topics like Better Banking, Destroy Debt, Conquer Credit , or Financial Preparedness will be offered.

Visit the Student Success Workshop page for more information about upcoming events.

If you need accommodation due to a disability in order to fully participate in an event, you should contact Clark College’s Disability Support Services Office at 360-992-2314 or 360-992-0901 VP, or visit Disability Support Services (PUB 013) as soon as possible.

Create a Spending Plan


Whether you call it a Spending Plan or a Budget, deciding where your money will go each month can have a positive impact on your personal finances no matter your income. Having a plan for your money allows you to make informed decisions about your spending, make and achieve future goals, and maintain your finances when the unexpected (and possibly expensive) happens.

Creating your first Spending Plan can be tough, so here are a few resources that could help get you started:

  • You can track your spending habits, set up account alerts, and create goals for saving with Mint, Personal, or Tiller.
  • Microsoft Excel also has a selection of budgeting templets available for you to use.

Manage Debt

Debt Elimination

Here is a list of resources that can help you manage and/or elminate your debt:

  • When you are thinking about taking out a loan, be sure to identify the loan amount, interest rate, and minimum payment. You can use this information to see if the loan would put strain on your monthly budget or cause you to pay more than you would like in interest.
  • If you have student loans, visit the Clark College Direct Loan Repayment page for information about repayment options, responsibilities, and contact information if you have questions.
  • If you qualify, Community Housing Resource Center can help you explore your options for getting out of debt. They offer classes and counseling for debt settlement and credit restoration.
  • is a free tool to help create and visualize the Debt Avalanche and Debt Snowball repayment plans. 

Build or Establish Credit

Credit Cards

A credit card can be a powerful tool if used correctly, but can negitivly impact your finances if mishandled. Here are some tips and resources to help you find then use your credit card to support your financial wellness:

  • You can explore current credit card services that fit your needs at Wallethub or at Bankrate.
  • Having an established relationship with a bank or credit union could assist you in getting approved even if you have no credit history. Be sure to check with your service provider if you are looking to open a credit card account.
  • Aim to pay your credit card bill completely each and every month. If you do this you will not have to pay interest and will be doing positive things for your credit score!
  • Try to only use your credit card to pay for fixed expenses; expenses that stay the same price month to month. This way you will never be suprised by your credit card bill, making it easier to manage.
  • If you feel overwhelmed by credit card debt, you can contact Community Housing Resource Center to see if you qualify for assistance. (also check out the section titled Manage Debt on this page for more information)

Credit Score

Your credit score has a large effect on your financial wellness. The better your credit score, the easier it is to qualify for financial services like home or car loans with lower interest rates, smaller monthly payments, and reduced fees. Here are some tools for you to use to keep up with your credit score:

  • Check your credit score and/or locate debt at any time for no charge at Credit
  • also offers monthly credit score updates.
  • Request a credit report for free once per year from each of the three main credit reporting agencies at
  • There are additional Consumer Reporting Companies where you can review your credit reports related to employment, tenant, bank, personal property insurance, medical, utilities, retail, and more. The contact information for these can be found at

Student Emergency Grants

Clark College offers emergency assistance to students who experience a financial emergency or unanticipated expenses that cause financial hardship. The goal is to cover expenses that affect a student’s ability to stay in college and complete their education. Emergency funding is not intended to provide ongoing relief of recurring expenses or as a consistent supplement for educational purposes.

Due to a high number of emergency grant applicants, please expect delays. Please know that we are doing our best to process applications as quickly as we can. 

If you have any questions or are experiencing problems filling out this application, please email
Visit or click on the Resources tab above, at the top of this list, for information about help services like safe housing, food programs, health care and job training.

Apply Now


Eligibility requirements vary by emergency grant. Your application will be matched with the grant most aligned with your application responses and grant criteria.

Application Process

    1. Complete a Student Emergency Grant Application. A request will be considered complete when the online form is submitted and documentation of need is received.
    2. The submitted application is reviewed for approval. Criteria for approval and amount disbursed will be based on eligibility, documentation of need, and availability of funds.
    3. During the review process, you may be contacted for additional information. You will be notified of a decision and any follow-up instructions.
    4. Due to a high number of emergency grant applicants, please expect delays . Please know we are doing our best to process applications as quickly as we can.

Examples of Expenses Covered

  • Housing/Rent
  • Automobile
  • Gas
  • Public Transportation
  • Child/Dependent-Related
  • Health-Related
  • Groceries
  • Meals/Nutrition
  • Utilities
  • Books
  • Other

For more information or assistance with the application process, contact the Financial Wellness Team at (360) 992-2902 or email


The Financial Wellness Center is an educational service only. We do not provide professional investment, legal, or tax advice. The information provided is for general educational purposes only, and is not intended as a substitute for the advice of your investment, legal, and/or tax advisors or to be the basis of specific trading or investment activities.
If you need investment, legal, and/or tax advice, please consult with a licensed professional.



Please contact a Financial Wellness Program team member at 360.992.2902 or for further assistance.