Don't get "scammed" on your way to college!

Six signs that a scholarship search may be a scholarship scam:

1. "This scholarship is guaranteed or your money back." No one
    can guarantee they will get you a scholarship. Refund guarantees
    often have conditions or strings attached. Get refund policies in
    writing—before you pay.

2. "You can't get this information anywhere else." There are many
    free lists of scholarships available. Check with your school or library
    before you decide to pay for someone to do the work for you.

3. "May I have your credit card or bank account number to hold
    this scholarship?" Do not give out your credit card or bank account
    number on the phone without getting information in writing first. It
    may be a set-up to bill your account. Why would they need the
    number if it isn't going to be billed?

4. "We'll do all the work." Don't be fooled. There's no way around it—
    you must apply for scholarships or grants yourself.

5. "The scholarship will cost some money." Don't pay anyone who
    claims to be "holding" a scholarship or grant for you. Free money
    shouldn't cost a thing.

6. "You've been selected by a national foundation to receive a
    scholarship"  -or- "You're a finalist" in a contest you never
    entered. Before you send money to apply for a scholarship, check it
    out. Make sure the foundation or program is legitimate.

To find out how to spot, stop, and report a scholarship scam, contact:

Federal Trade Commission
PO Box 996
Washington DC 20580
or visit the web site at www.ftc.gov
or call the National Fraud Information Center at 1-800-876-7060.