Federal Direct Loan

Federal Direct Loan Process

An education loan is a form of financial aid that must be repaid, with interest.  Student loans are loans taken out in the name of the student. They must be used for educationally related expenses, such as tuition, books, housing, and any other cost associated with going to college.

To apply for a loan, you must follow the steps below and have received your emailed award notification letter or notification you did not qualify for grant funding.  For more information about Direct loans go to the Department of Education’s loan page.

Federal Direct Loan

Direct Loan 2014-2015 deadline dates

To ensure that your loan is processed in time submit all requested documents by the following dates for the 2014-2015 Academic Year:


Summer 2014:

Fall 2014:

Winter 2015:

Spring 2015:

August 18, 2014

December 1, 2014

March 9, 2015

June 8, 2015

Direct Subsidized loan time limitation

If you receive your first federal student loan after June 30, 2013, there is a limit on the maximum period of time that you can receive Direct Subsidized Loans.  In general, you may only receive Direct Subsidized Loans up to 150% of the published length of your program.  This is called your “maximum eligibility period”. The Department of Education will determine loan usage and your maximum eligiblity based on the length of your program measured in months. For example, a one (1) year certificate is nine (9) months in length and a two (2) year degree is eighteen (18) months in length.

Learn more about the Direct Subsidized Loan time limitation.

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